We are experts in financial and risk management.

Attracted by simplicity and transparency, we advise financial institutions as a partner with the aim to create new perspectives to decision makers - true to our motto.

We are 1umova.

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Finding the right path through new perspectives

Our news.


Perspectives and knowledge exchange trigger next steps.


We provide you with insights and relevant news on a regular basis helping you to re-focus your priorities and getting a step ahead. Again, we go beyond the minimum requirement. 


Insurance - 09/2020

Capital management and valuation standards.

The amount of capital largely depends on the way assets and liabilities are valued. The article provides some key aspects and also looks into IFRS 17 evaluating whether it is "the right capital" as the basis for capital management.


Banking - 08/2020

Transfer pricing in a negative rates environment.

The negative interest rate envirionments triggers additional questions on how products should be valued in banking. The article provides answers to some questions Sales and Treasury may have.                           German only


November 2020

CAS Finance & Controlling - Lecture by 1umova.

In autumn 2020, Sebastian will give lectrures on risk measurement and management approaches as part of the CAS Finance & Controlling at University of Applied Science in Basel (FHNW). It will be a 3-days course.


Our focus.

Zahlreiche Banken

Implementierung eines ökonomischen Modells zur barwertigen Bewertung von Versicherungsverträgen.

IFRS 17 implementation





Universität & Hochschule

Our roles.

Expertise, passion and experience will deliver. 

We support our clients in all areas of a typical project cycle: from analyses, on the conceptual design to the implementation and the roll-out. Our team assumes responsibility as business analysts, project managers, testers - and if needed - temporarily supports BAU processes.



Our experience confirms that new agile project methods overcome the traditional waterfall approaches. We ensure an appropriate set-up and implementation.

Business analysis

Identifying requirements, designing the business processes, specifying the business logic for IT as well as executing testing are our daily business and will ensure fast deliveries.

Project management

The success of a project depends on the set-up and the daily execution. Given our experience, we can act as the (Co-) project manager to ensure a timely delivery

Coaching & reviews

Independent reviews of the current status, set-up and the daily operations of a project can help to identify enhancements. We coach and analyse your project.


You want more information? Or you are interested in a non-binding exchange of views? 


Please call us or send us an email on info@lumova.ch.

Contact us.

lumova advisory gmbh 

weinhaldenstrasse 4  |   8712 staefa (zurich)   +41 43 545 83 35  |  info@lumova.ch